Skip to main content
USLG
HomeStatesProfessionsAbout

Debt Collector License in Arizona

Your complete 2026 guide to obtaining and maintaining your Debt Collector license in AZ. Covers fees, exams, documents, and renewal.

Application Fee

$250

Processing Time

4-6 Weeks

Exam Required

State Debt Collection Exam

Difficulty Level

Medium

Step-by-Step: How to Get Licensed

Follow these 5 steps to obtain your Debt Collector license in Arizona.

Step 1·Complete Education

Finish an approved Debt Collector training program in Arizona.

Step 2·Gather Documents

Collect all 5 required documents for your AZ application.

Step 3·Pass the Exam

Score passing marks on the State Debt Collection Exam.

Step 4·Submit Application

File your application with the Arizona licensing board and pay the $250 fee.

Step 5·Receive License

Processing takes 4-6 weeks in AZ. Practice legally once approved.

How to Apply

Getting licensed as a Debt Collector in Arizona starts with meeting the educational prerequisites set by the AZ licensing authority. Once you have completed your training, you will need to register for and pass the State Debt Collection Exam. After passing, submit your application along with all required documents to the Arizona state board.

Requirements

Before applying for a Debt Collector license in Arizona, ensure you meet all eligibility criteria. AZ requires candidates to have completed the necessary educational coursework and accumulated the required training hours. All applicants must pass a comprehensive background check and provide proof of identity. Successfully passing the State Debt Collection Exam is a non-negotiable requirement in Arizona.

Fees & Costs

Obtaining your Debt Collector license in Arizona requires a financial investment. The base licensing fee in AZ is $250, which includes application processing and credential verification. Exam registration fees are separate and vary by testing center. Budget for approximately $400 total when accounting for all associated costs in Arizona.

License Fee Calculator — Debt Collector in Arizona

Base License Fee$250
Estimated Total$250

Renewal Process

Maintaining your Debt Collector license in Arizona requires timely renewal every 1 year. AZ sets the renewal fee at $150. You must complete all required continuing education hours and submit proof to the Arizona board. Failure to renew on time may result in license suspension and reinstatement fees in AZ.

License Expiry Calculator — Debt Collector in AZ

Enter your license issue date to see when renewal is due. Arizona requires renewal every 1 year.

Additional Information

Arizona takes professional licensing seriously, and the Debt Collector field is no exception. The state board in AZ regularly updates its requirements to align with industry standards and protect public safety. As a licensed Debt Collector in Arizona, you will be expected to maintain high ethical standards and stay current with developments in your field. The AZ licensing board provides resources and support to help professionals meet their obligations.

Document Checklist — Debt Collector

0 of 5 documents ready

Frequently Asked Questions

License Reciprocity: Can I Use My Arizona Debt Collector License in Other States?

Reciprocity varies by state. Always verify with the destination state's licensing board before practicing.

Destination StateReciprocityNotes
Alaska (AK) FullAK accepts AZ Debt Collector license via reciprocity agreement.
Alabama (AL) NoneAL does not recognize AZ Debt Collector license. Full re-application required.
Arkansas (AR) FullAR accepts AZ Debt Collector license via reciprocity agreement.
Colorado (CO) FullCO accepts AZ Debt Collector license via reciprocity agreement.
Delaware (DE) NoneDE does not recognize AZ Debt Collector license. Full re-application required.
California (CA) NoneCA does not recognize AZ Debt Collector license. Full re-application required.
Florida (FL) PartialFL requires additional exam or paperwork for AZ license holders.
Iowa (IA) PartialIA requires additional exam or paperwork for AZ license holders.

Where to File Locally in Arizona

Visit a licensing department office near you for in-person assistance.

Phoenix

1400 W Washington St, Phoenix, AZ 85007

(602) 542-4373

Mon-Fri 8:00 AM - 5:00 PM

Tucson

400 W Congress St, Tucson, AZ 85701

(520) 628-6504

Mon-Fri 8:00 AM - 5:00 PM

Mesa

20 E Main St, Mesa, AZ 85201

(480) 644-2011

Mon-Fri 8:00 AM - 5:00 PM

Scottsdale

3939 N Drinkwater Blvd, Scottsdale, AZ 85251

(480) 312-3111

Mon-Fri 8:00 AM - 5:00 PM

Tempe

31 E 5th St, Tempe, AZ 85281

(480) 350-4311

Mon-Fri 8:00 AM - 5:00 PM

Official Arizona Resources

Always verify requirements directly with the Arizona state board. Regulations may change.

Arizona Licensing Board

https://azroc.gov

Contact Phone

(602) 542-1525

Can't find what you're looking for?

Our research team is here to help. Reach out and we'll get you the licensing information you need.

Contact Our Team

Disclaimer

US License Guide is a private informational resource and is not affiliated with, endorsed by, or connected to any federal, state, or local government agency. The information provided on this website is for general guidance purposes only and should not be considered legal or professional advice. Licensing requirements, fees, and procedures may change without notice. Always verify current requirements directly with your state's official licensing board before making any decisions. Use of this site does not create any professional-client relationship.