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Financial Planner (CFP) License in Michigan

Your complete 2026 guide to obtaining and maintaining your Financial Planner (CFP) license in MI. Covers fees, exams, documents, and renewal.

Application Fee

$400

Processing Time

6-10 Weeks

Exam Required

CFP Board Exam

Difficulty Level

High

Step-by-Step: How to Get Licensed

Follow these 5 steps to obtain your Financial Planner (CFP) license in Michigan.

Step 1·Complete Education

Finish an approved Financial Planner (CFP) training program in Michigan.

Step 2·Gather Documents

Collect all 6 required documents for your MI application.

Step 3·Pass the Exam

Score passing marks on the CFP Board Exam.

Step 4·Submit Application

File your application with the Michigan licensing board and pay the $400 fee.

Step 5·Receive License

Processing takes 6-10 weeks in MI. Practice legally once approved.

How to Apply

If you are looking to start your career as a Financial Planner (CFP) in Michigan, the licensing process begins with education. MI mandates specific coursework before you can sit for the CFP Board Exam. Upon passing the exam, you can proceed to file your application with the appropriate Michigan regulatory board.

Requirements

To qualify for Financial Planner (CFP) licensure in Michigan, candidates must satisfy several prerequisites. MI mandates completion of an approved training program, successful passage of the CFP Board Exam, and a clean criminal background check. Additional requirements may include proof of residency and professional references as determined by the Michigan regulatory authority.

Fees & Costs

Obtaining your Financial Planner (CFP) license in Michigan requires a financial investment. The base licensing fee in MI is $400, which includes application processing and credential verification. Exam registration fees are separate and vary by testing center. Budget for approximately $550 total when accounting for all associated costs in Michigan.

License Fee Calculator — Financial Planner (CFP) in Michigan

Base License Fee$400
Estimated Total$400

Renewal Process

Your Financial Planner (CFP) license in Michigan must be renewed every 2 years. The renewal fee in MI is $275. Michigan requires completion of continuing education credits before renewal. Submit your renewal application at least 30 days before expiration to avoid late fees. Practicing with an expired license in MI can result in fines and disciplinary action.

License Expiry Calculator — Financial Planner (CFP) in MI

Enter your license issue date to see when renewal is due. Michigan requires renewal every 2 years.

Additional Information

Michigan takes professional licensing seriously, and the Financial Planner (CFP) field is no exception. The state board in MI regularly updates its requirements to align with industry standards and protect public safety. As a licensed Financial Planner (CFP) in Michigan, you will be expected to maintain high ethical standards and stay current with developments in your field. The MI licensing board provides resources and support to help professionals meet their obligations.

Document Checklist — Financial Planner (CFP)

0 of 6 documents ready

Frequently Asked Questions

License Reciprocity: Can I Use My Michigan Financial Planner (CFP) License in Other States?

Reciprocity varies by state. Always verify with the destination state's licensing board before practicing.

Destination StateReciprocityNotes
Alaska (AK) NoneAK does not recognize MI Financial Planner (CFP) license. Full re-application required.
Alabama (AL) PartialAL requires additional exam or paperwork for MI license holders.
Arizona (AZ) PartialAZ requires additional exam or paperwork for MI license holders.
Arkansas (AR) NoneAR does not recognize MI Financial Planner (CFP) license. Full re-application required.
Colorado (CO) NoneCO does not recognize MI Financial Planner (CFP) license. Full re-application required.
Delaware (DE) NoneDE does not recognize MI Financial Planner (CFP) license. Full re-application required.
California (CA) FullCA accepts MI Financial Planner (CFP) license via reciprocity agreement.
Florida (FL) PartialFL requires additional exam or paperwork for MI license holders.

Where to File Locally in Michigan

Visit a licensing department office near you for in-person assistance.

Lansing

611 W Ottawa St, Lansing, MI 48933

(517) 241-0199

Mon-Fri 8:00 AM - 5:00 PM

Detroit

2 Woodward Ave, Detroit, MI 48226

(313) 224-3400

Mon-Fri 8:00 AM - 5:00 PM

Grand Rapids

300 Monroe Ave NW, Grand Rapids, MI 49503

(616) 456-3000

Mon-Fri 8:00 AM - 5:00 PM

Ann Arbor

301 E Huron St, Ann Arbor, MI 48104

(734) 794-6000

Mon-Fri 8:00 AM - 5:00 PM

Flint

1101 S Saginaw St, Flint, MI 48502

(810) 766-7346

Mon-Fri 8:00 AM - 5:00 PM

Official Michigan Resources

Always verify requirements directly with the Michigan state board. Regulations may change.

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Disclaimer

US License Guide is a private informational resource and is not affiliated with, endorsed by, or connected to any federal, state, or local government agency. The information provided on this website is for general guidance purposes only and should not be considered legal or professional advice. Licensing requirements, fees, and procedures may change without notice. Always verify current requirements directly with your state's official licensing board before making any decisions. Use of this site does not create any professional-client relationship.