How to Apply
If you are looking to start your career as a Mortgage Loan Officer in Mississippi, the licensing process begins with education. MS mandates specific coursework before you can sit for the SAFE MLO Test (NMLS). Upon passing the exam, you can proceed to file your application with the appropriate Mississippi regulatory board.
Requirements
The Mississippi licensing board sets clear requirements for aspiring Mortgage Loan Officer professionals. These include age verification (minimum 18), completion of state-approved education, and passing the SAFE MLO Test (NMLS). MS also requires a thorough background investigation and may request additional documentation depending on your specific circumstances.
Fees & Costs
The initial application fee for a Mortgage Loan Officer license in Mississippi is approximately $400. This fee covers the processing of your application and initial license issuance. MS also charges an examination fee which is typically paid directly to the testing provider. Late application submissions in Mississippi may incur additional penalties of up to $100.
License Fee Calculator — Mortgage Loan Officer in Mississippi
Renewal Process
Maintaining your Mortgage Loan Officer license in Mississippi requires timely renewal every 1 year. MS sets the renewal fee at $250. You must complete all required continuing education hours and submit proof to the Mississippi board. Failure to renew on time may result in license suspension and reinstatement fees in MS.
License Expiry Calculator — Mortgage Loan Officer in MS
Enter your license issue date to see when renewal is due. Mississippi requires renewal every 1 year.
Additional Information
The demand for licensed Mortgage Loan Officer professionals in Mississippi continues to grow. MS offers a supportive regulatory environment that balances consumer protection with professional opportunity. The licensing board in Mississippi provides online tools and resources to help applicants navigate the process efficiently. Many Mortgage Loan Officer professionals in MS report high job satisfaction and competitive compensation.
Document Checklist — Mortgage Loan Officer
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Frequently Asked Questions
License Reciprocity: Can I Use My Mississippi Mortgage Loan Officer License in Other States?
Reciprocity varies by state. Always verify with the destination state's licensing board before practicing.
| Destination State | Reciprocity | Notes |
|---|---|---|
| Alaska (AK) | None | AK does not recognize MS Mortgage Loan Officer license. Full re-application required. |
| Alabama (AL) | Partial | AL requires additional exam or paperwork for MS license holders. |
| Arizona (AZ) | Partial | AZ requires additional exam or paperwork for MS license holders. |
| Arkansas (AR) | Partial | AR requires additional exam or paperwork for MS license holders. |
| Colorado (CO) | Partial | CO requires additional exam or paperwork for MS license holders. |
| Delaware (DE) | None | DE does not recognize MS Mortgage Loan Officer license. Full re-application required. |
| California (CA) | None | CA does not recognize MS Mortgage Loan Officer license. Full re-application required. |
| Florida (FL) | None | FL does not recognize MS Mortgage Loan Officer license. Full re-application required. |
Where to File Locally in Mississippi
Visit a licensing department office near you for in-person assistance.
Jackson
501 N West St, Jackson, MS 39201
(601) 354-6161
Mon-Fri 8:00 AM - 5:00 PM
Gulfport
1100 22nd Ave, Gulfport, MS 39501
(228) 868-5700
Mon-Fri 8:00 AM - 5:00 PM
Hattiesburg
200 Forrest St, Hattiesburg, MS 39401
(601) 545-4500
Mon-Fri 8:00 AM - 5:00 PM
Southaven
8710 Northwest Dr, Southaven, MS 38671
(662) 393-6212
Mon-Fri 8:00 AM - 5:00 PM
Biloxi
140 Lameuse St, Biloxi, MS 39530
(228) 435-6254
Mon-Fri 8:00 AM - 5:00 PM
Official Mississippi Resources
Always verify requirements directly with the Mississippi state board. Regulations may change.
Mississippi Licensing Board
https://www.msboc.us
Contact Phone
(601) 354-6161
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US License Guide is a private informational resource and is not affiliated with, endorsed by, or connected to any federal, state, or local government agency. The information provided on this website is for general guidance purposes only and should not be considered legal or professional advice. Licensing requirements, fees, and procedures may change without notice. Always verify current requirements directly with your state's official licensing board before making any decisions. Use of this site does not create any professional-client relationship.