How to Apply
To obtain your Mortgage Loan Officer license in North Dakota, you must first complete the state-mandated pre-licensing education requirements. North Dakota requires all applicants to pass the SAFE MLO Test (NMLS) before submitting their application to the state licensing board. The application process in ND is straightforward but requires careful attention to detail and documentation.
Requirements
Before applying for a Mortgage Loan Officer license in North Dakota, ensure you meet all eligibility criteria. ND requires candidates to have completed the necessary educational coursework and accumulated the required training hours. All applicants must pass a comprehensive background check and provide proof of identity. Successfully passing the SAFE MLO Test (NMLS) is a non-negotiable requirement in North Dakota.
Fees & Costs
Obtaining your Mortgage Loan Officer license in North Dakota requires a financial investment. The base licensing fee in ND is $400, which includes application processing and credential verification. Exam registration fees are separate and vary by testing center. Budget for approximately $550 total when accounting for all associated costs in North Dakota.
License Fee Calculator — Mortgage Loan Officer in North Dakota
Renewal Process
North Dakota requires Mortgage Loan Officer license holders to renew their credentials every 1 year. The renewal fee is $250 in ND. Continuing education requirements must be met before the renewal application is submitted. North Dakota offers both online and mail-in renewal options for licensed professionals.
License Expiry Calculator — Mortgage Loan Officer in ND
Enter your license issue date to see when renewal is due. North Dakota requires renewal every 1 year.
Additional Information
Working as a Mortgage Loan Officer in North Dakota offers numerous opportunities for career growth and professional development. ND has a robust job market for licensed professionals in this field. The state board actively works to streamline the licensing process while maintaining rigorous standards. North Dakota also participates in interstate licensing compacts, which may facilitate practice across state lines for qualified Mortgage Loan Officer professionals.
Document Checklist — Mortgage Loan Officer
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Frequently Asked Questions
License Reciprocity: Can I Use My North Dakota Mortgage Loan Officer License in Other States?
Reciprocity varies by state. Always verify with the destination state's licensing board before practicing.
| Destination State | Reciprocity | Notes |
|---|---|---|
| Alaska (AK) | None | AK does not recognize ND Mortgage Loan Officer license. Full re-application required. |
| Alabama (AL) | Full | AL accepts ND Mortgage Loan Officer license via reciprocity agreement. |
| Arizona (AZ) | None | AZ does not recognize ND Mortgage Loan Officer license. Full re-application required. |
| Arkansas (AR) | None | AR does not recognize ND Mortgage Loan Officer license. Full re-application required. |
| Colorado (CO) | None | CO does not recognize ND Mortgage Loan Officer license. Full re-application required. |
| Delaware (DE) | Full | DE accepts ND Mortgage Loan Officer license via reciprocity agreement. |
| California (CA) | Partial | CA requires additional exam or paperwork for ND license holders. |
| Florida (FL) | Partial | FL requires additional exam or paperwork for ND license holders. |
Where to File Locally in North Dakota
Visit a licensing department office near you for in-person assistance.
Bismarck
600 E Boulevard Ave, Bismarck, ND 58505
(701) 328-9660
Mon-Fri 8:00 AM - 5:00 PM
Fargo
200 3rd St N, Fargo, ND 58102
(701) 241-1310
Mon-Fri 8:00 AM - 5:00 PM
Grand Forks
255 N 4th St, Grand Forks, ND 58203
(701) 746-2600
Mon-Fri 8:00 AM - 5:00 PM
Minot
515 2nd Ave SW, Minot, ND 58701
(701) 857-4750
Mon-Fri 8:00 AM - 5:00 PM
Mandan
205 2nd Ave NW, Mandan, ND 58554
(701) 667-3200
Mon-Fri 8:00 AM - 5:00 PM
Official North Dakota Resources
Always verify requirements directly with the North Dakota state board. Regulations may change.
North Dakota Licensing Board
https://www.nd.gov/sos
Contact Phone
(701) 328-9660
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US License Guide is a private informational resource and is not affiliated with, endorsed by, or connected to any federal, state, or local government agency. The information provided on this website is for general guidance purposes only and should not be considered legal or professional advice. Licensing requirements, fees, and procedures may change without notice. Always verify current requirements directly with your state's official licensing board before making any decisions. Use of this site does not create any professional-client relationship.