How to Apply
The path to becoming a licensed Debt Collector in Utah involves several key steps. First, complete an approved education program recognized by UT. Next, prepare for and successfully pass the State Debt Collection Exam. Finally, gather your documentation and submit your license application through the Utah state licensing portal.
Requirements
Utah has specific requirements for Debt Collector licensure that applicants must fulfill. You must be at least 18 years old and hold a valid government-issued identification. Educational requirements include completing an accredited program relevant to collect debts on behalf of creditors. A clean background check is mandatory in UT, and you must demonstrate good moral character. The State Debt Collection Exam must be passed with a minimum score set by the Utah board.
Fees & Costs
The initial application fee for a Debt Collector license in Utah is approximately $250. This fee covers the processing of your application and initial license issuance. UT also charges an examination fee which is typically paid directly to the testing provider. Late application submissions in Utah may incur additional penalties of up to $63.
License Fee Calculator — Debt Collector in Utah
Renewal Process
Your Debt Collector license in Utah must be renewed every 1 year. The renewal fee in UT is $150. Utah requires completion of continuing education credits before renewal. Submit your renewal application at least 30 days before expiration to avoid late fees. Practicing with an expired license in UT can result in fines and disciplinary action.
License Expiry Calculator — Debt Collector in UT
Enter your license issue date to see when renewal is due. Utah requires renewal every 1 year.
Additional Information
The demand for licensed Debt Collector professionals in Utah continues to grow. UT offers a supportive regulatory environment that balances consumer protection with professional opportunity. The licensing board in Utah provides online tools and resources to help applicants navigate the process efficiently. Many Debt Collector professionals in UT report high job satisfaction and competitive compensation.
Document Checklist — Debt Collector
0 of 5 documents ready
Frequently Asked Questions
License Reciprocity: Can I Use My Utah Debt Collector License in Other States?
Reciprocity varies by state. Always verify with the destination state's licensing board before practicing.
| Destination State | Reciprocity | Notes |
|---|---|---|
| Alaska (AK) | None | AK does not recognize UT Debt Collector license. Full re-application required. |
| Alabama (AL) | Partial | AL requires additional exam or paperwork for UT license holders. |
| Arizona (AZ) | None | AZ does not recognize UT Debt Collector license. Full re-application required. |
| Arkansas (AR) | None | AR does not recognize UT Debt Collector license. Full re-application required. |
| Colorado (CO) | Partial | CO requires additional exam or paperwork for UT license holders. |
| Delaware (DE) | Partial | DE requires additional exam or paperwork for UT license holders. |
| California (CA) | Full | CA accepts UT Debt Collector license via reciprocity agreement. |
| Florida (FL) | Full | FL accepts UT Debt Collector license via reciprocity agreement. |
Where to File Locally in Utah
Visit a licensing department office near you for in-person assistance.
Salt Lake City
160 E 300 S, Salt Lake City, UT 84111
(801) 530-6628
Mon-Fri 8:00 AM - 5:00 PM
Provo
351 W Center St, Provo, UT 84601
(801) 852-6000
Mon-Fri 8:00 AM - 5:00 PM
West Valley City
3600 S Constitution Blvd, West Valley City, UT 84119
(801) 966-3600
Mon-Fri 8:00 AM - 5:00 PM
Ogden
2549 Washington Blvd, Ogden, UT 84401
(801) 629-8000
Mon-Fri 8:00 AM - 5:00 PM
St. George
175 E 200 N, St. George, UT 84770
(435) 627-4000
Mon-Fri 8:00 AM - 5:00 PM
Official Utah Resources
Always verify requirements directly with the Utah state board. Regulations may change.
Utah Licensing Board
https://dopl.utah.gov
Contact Phone
(801) 530-6628
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US License Guide is a private informational resource and is not affiliated with, endorsed by, or connected to any federal, state, or local government agency. The information provided on this website is for general guidance purposes only and should not be considered legal or professional advice. Licensing requirements, fees, and procedures may change without notice. Always verify current requirements directly with your state's official licensing board before making any decisions. Use of this site does not create any professional-client relationship.